1
Create or join a circle
Invite friends or family to join your rotating savings circle.
A Pact circle is a rotating savings pool. Every member contributes the same amount each month, and the entire pot goes to one person — rotating until everyone has received a full payout.
Invite friends or family to join your rotating savings circle.
Each member pays the same amount into the pot every month.
Every month, the pot goes to one member — rotating until everyone has received it.
Circles run on trust — so we build in transparency at every step, and clear rules that keep the group whole.
You manage the Circles you create. As a Circle captain, You choose exactly who joins, so you only ever save with people you choose to trust.
Every contribution and payout is logged and visible to the whole circle in real time. No hidden math.
The rotation order is agreed when the circle starts, so you always know which month the pot is yours.
Clear rules keep the circle on track if someone falls behind — so no member is left short.